We Help After an Accident or Abuse

The personal injury attorneys of Tremont Sheldon Robinson Mahoney have recovered more than $500 million in verdicts and settlements. Est 1960.

We Help After an Accident or Abuse

We Help After an Accident or Abuse

The personal injury attorneys of Tremont Sheldon Robinson Mahoney have recovered more than $500 million in verdicts and settlements. Est 1960.

We are open and ready to help…

We have modified our office to help with social distancing. We are able to see clients inside or outside the office, or by video or telephone conference.

Courts are beginning to reopen, and insurance companies are resuming normal business. We are here for you and happy to help with insurance issues, medical bills and everything else.

We are open and ready to help…
We have modified our office to help with social distancing. We are able to see clients inside or outside the office, or by video or telephone conference.
Courts are beginning to reopen, and insurance companies are resuming normal business. We are here for you and happy to help with insurance issues, medical bills and everything else.

Over $70 Million

Awards and settlements collected for child victims of sexual abuse across Connecticut involving priests, clergy, teachers, coaches and family members.

$6.2Million

Landmark verdict holding an off-duty police officer responsible for failing to prevent a fatal drunk driving accident.

$6Million

Recovered award for family after proving the medical manufacturer knew about the faulty oxygen machine that killed a patient.

$5.39Million

Won settlement for truck accident victim by taking the case before the superior court after trucking company filed for bankruptcy.

$2.1Million

Largest verdict in Connecticut history involving serious injuries after a motorcycle accident.

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Auto Insurance: Protecting Yourself and Family

March 1, 2012

Tremont Sheldon Robinson Mahoney repeatedly reminds and educates our clients regarding the importance of having appropriate auto insurance coverage. Over and over again, we see clients who are left unprotected with inadequate insurance. Tremont Sheldon Robinson Mahoney would like to share with you the 7 DO’s and DON’Ts for selecting the best auto insurance protection for your family as set forth by the Coalition for Insurance Justice:

1. DO understand your policy. Can you answer the following questions?

What is the amount of my Bodily Injury/Liability (BI) coverage? What is the amount of my Uninsured/Underinsured Motorist (UM/UIM) coverage? What can I do to obtain Conversion Coverage or Double UM?

2. DO increase your UM/UIM coverage if possible.

We always hear people tell us that they have purchased umbrella insurance coverage yet they do not know their UM/UIM limits. While umbrella, excess and BI coverage protects you if you cause an accident, it affords no protection if an uninsured or underinsured motorist injures you. The only way to protect yourself is to increase your UM/UIM coverage and request Double Coverage. Example: If you have $300,000 BI and $300,000 UM, request Double UM coverage and increase your UM limits to $600,000.

3. DO purchase Underinsured Motorist Conversion (UIMC) coverage. UIMC coverage guarantees that you and your family will be afforded the full extent of the coverage you purchased, no matter how much is recovered from the driver who caused the collision. Otherwise, the amount that you receive from the other driver will be deducted from your coverage. Example: At-fault driver pays out to injured person his $20,000 limited policy. Injured person has limited $50,000 without conversion. Injured person can only make claim for remaining $30,000 in coverage (50,000-20,000 = 30,000). With conversion coverage, injured person can make a claim for$50,000. If the injured person had Double UM, he will have $100,000 of coverage in addition to the $20,000 received.

4. DON’T be cheap — be smart.

A few dollars saved can result in inadequate coverage, which basically is no coverage at all. Although the law only requires limits of $20,000 worth of coverage per person and $40,000 worth of coverage per accident, such limits are woefully insufficient to cover the costs resulting from serious injury. Remember to purchase the maximum amount of insurance that you can afford as it is money well spent.

5. DON’T “write down” your UM/UIM Motorist Coverage.

Always reject any offer to reduce your UM/UIM coverage to below the amount of your BI coverage.

6. DON’T be left without medical coverage.

The law no longer requires you to purchase No-Fault or medical benefit coverage. However, if you do not have health insurance coverage, you should still purchase this optional coverage in order to protect yourself. If you do have health insurance, the premium for this coverage may be better spent increasing your UM/UIM limits.

7. DON’T think “It won’t happen to me”.

Unfortunately, Tremont Sheldon Robinson Mahoney has seen many situations where clients have been injured by uninsured or underinsured drivers and these clients have had inadequate UM/UIM coverage. Hopefully, you will never need it but be smart and protect yourself.

If you were injured in a car accident, call 877-335-5145 or contact the car accident attorneys at Tremont Sheldon Robinson Mahoney to discuss your case.

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