Because you are a careful motorist or do more walking around Connecticut than you do driving, you may feel that you do not need car insurance. That, or maybe you have thought about cutting aspects of your current insurance plan to save money, such as comprehensive coverage.
See what Forbes has to say about the advantages of a solid comprehensive insurance plan. It could be just what you need to save a lot of money and frustration in the future.
No need to worry about the cost of animal collisions
Say that you hit an animal and damage your vehicle. Collision coverage does not handle such incidents, but comprehensive coverage does. This is a fact that you do not want to learn the hard way while trying to get a claim approved.
Replace a stolen car
Imagine stepping out of the house to head to work one morning or going back to your vehicle after a day of shopping only to discover that someone stole your car. If you have comprehensive coverage, you can replace your stolen wheels, saving yourself the trouble of paying for a brand-new one. Something to mention here is that comprehensive coverage only pays out the current value of your vehicle, not the original, brand-new cost of your car.
Repair hail damage
Rather than stepping out to find your car stolen, you could find it pockmarked with hail damage. You can file a comprehensive coverage claim to have your hood dents and shattered windshield repaired.
This information is only intended to educate and should not be interpreted as legal advice.